Just as I am getting into the groove of summer, I am reminded by all the paperwork I have to sign that the fall semester is around the corner. It is my first clinical semester. Everything I have heard tells me that this one of the hardest semesters in nursing school. I have been told that the difficulty comes from having to adapt to a new learning style. I won’t lie and told you I haven’t had my moment of anxiety. I have had plenty of anxiety. Beyond the moments when I question my ability to survive the first semester, I am preparing myself for what is coming.Continue reading →
I am writing this in between classes in school. I have just finished a psychology exam. My next class starts in about an hour. It seems like a good time to update this blog.
My nursing school journey so far has taken many dips and turns but I am glad I keep figuring it out. The past five weeks of classes at my new school has been amazing. I feel like my decision to drop out of the old nursing school and restart was definitely a solid one.
It may seem crazy and financially frivolous to be have dropped out. However, I am a big believer in finding a good fit. Honestly, when I was making the decisions, I felt like had no choice. It seemed at the time there was no way to go forward because I just couldn’t figure out how to afford the school I was attending. I felt ashamed, lost and frustrated. Most of all, I felt scared. What if this was the end of the road and I could not get into another nursing school?
Alas, after a couple of weeks of feeling depressed, I got myself together and started all over again. Somehow, I ended up in a better situation than I had imagined. I am happy now with the school I am attending. One thing that I have learned during this journey is that the path to success is not linear. Dreams don’t materialize because you wish hard and worked hard. Things take time. Disappointment happen. If it is possible to keep going, keep going. If you can’t keep going, rest and figure out a new plan.
Suddenly, I feel like I have the headache of planning out my nursing school budget for the next few months. I am starting the four class nursing clinical sequence in the fall. Registration is in a few days and I have to figure out how to pay for the bill. In the past couple of years of schooling, I did not really have to worry about a budget because I chose to take classes slowly.
Taking classes slowly meant that my tuition was covered by the financial aid I received from the federal government student loan program. I pretty much qualified for 9500 each year of school. That was enough to pay for the classes. It was enough because I went to a cheap community college for my science prerequisites. Any leftover bill, I covered by working mostly fulltime and dipping into my savings.
Now that I am starting the first nursing class though, I am a bit nervous about money. The cost of living in the Boston area is high. I don’t think I am going to be able to work full time while taking nursing classes. Plus, I transferred to a new school and my tuition is now higher. The 9500 that I qualify for the year now only cover approximately half of my tuition. So, I am still on the line for books, health insurance which I have to get from the school and other costs of living.
I have known since I started this journey that this moment would arrive. I have been playing with the nursing school budget numbers in my head for a while. Still, finally sitting down and writing on paper, it is a huge number. I am trying very hard not to become anxious. Every time I look at the nursing school budget number and how much I might have to borrow, I remind myself that this is an investment. I am choosing to invest in myself so that I can build a career that is rewarding.
Sometimes when I ask myself why I chose to go into nursing, I feel ashamed to admit to even myself that I like the fact that it is a growing field with good earning potential. A lot of the nursing conversations we have focuses a lot on how it is a field of service. I personally like to talk about my journey to nursing as a calling.
However, as much as I feel like my transition to nursing is a calling, is it shameful to admit that my earning potential is also important to me? At the age of 31, I am not a naive young person for the most part. I understand that I will greater financial burden as I get older and build a family. I understand that I will have to save for retirement. I understand that I want to have a decent standard of living.
I understand the reality of my financial lifespan. Yet, I still feel ashamed to admit that money is important in this process, including how much money I have to borrow to pay for school. Calling my school’s financial aid office today, I felt nervous. Will she judge me if I ask her about how much money I can borrow?
There is a popular narrative about on tuition and other related expenses that focuses a lot on making sure you don’t borrow money. I get that there is a financial aid crisis and I am trying to be cautious. I don’t graduate with unbearable loan burden. I also don’t want to underestimate my needs so much that I spend the rest of the school year stressed out about money.
The perfect scenario eludes me in this situation. What I do understand is that my goal is to become a registered nurse. I am just not sure what the right price to pay is yet.